Our Privacy Policy
Introduction
This Privacy Policy explains how Harsiddhi Finance & Investment 999 (“Company,” “we,” “us,” or “our”) collects, uses, and protects your personal data. By using our website or services, you consent to the practices described in this policy.
Scope of the Policy
This Privacy Policy applies to all users who interact with our website, mobile application, or other digital platforms and services. It is in compliance with applicable laws, including:
- The Information Technology Act, 2000 (IT Act).
- General Data Protection Regulation (GDPR) for international users, where applicable.
Where can I get some?
Information We Collect
Personal Information
We may collect the following details:
- Full Name
- Contact Information (Phone number, email address)
- Address (Residential and Office)
- Financial Information (Salary, bank statements, loan history, PAN card, Aadhaar card, etc.)
- Identification Documents for loan processing (Passport, Driving License, etc.)
Non-Personal Information
- IP Address
- Browser type and version
- Device details and operating system
- Cookies and usage data
Sensitive Personal Information
We may collect sensitive details like income, credit score, or loan-related financial information strictly for the purpose of facilitating loan applications.
How We Use Your Information?
We use your data for the following purposes:
Loan Processing
To share your details with partnered banks or financial institutions.
Customer Support
To respond to your inquiries and provide updates.
Marketing and Communications
To send promotional offers, newsletters, and other relevant updates (with your consent).
Legal Compliance
To comply with applicable laws, regulations, and government requests.
How We Share Your Information?
We do not sell or trade your data to third parties. However, we may share your information:
With Partnered Banks/Financial Institutions,
For loan assessment, processing, and approval.
With Legal Authorities
If required by law or in response to legal processes.
With Third-Party Service Providers
For IT support, data hosting, or analytics services (under strict confidentiality agreements).
Data Security
We take extensive measures to protect your personal information:
Encryption:
All sensitive data is encrypted during transmission and storage.
Access Control:
Only authorized personnel have access to your data.
Regular Audits:
We perform regular security audits to prevent unauthorized access.
However, no system is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
Cookies Policy
What Are Cookies?
Cookies are small text files stored on your device to enhance user experience and analyze site performance.
How We Use Cookies
- To remember user preferences.
- To analyze website traffic.
User Control
You can disable cookies through your browser settings, but this may limit certain features of our website.
Data Retention Policy
Retention Period
- Personal information is retained only as long as necessary to provide services or comply with legal obligations.
- Financial data is deleted securely after fulfilling its purpose or upon user request.
Deletion Requests
Users can request the deletion of their data by contacting us.
Your Rights
As a user, you have the following rights:
Access:
Request access to the data we hold about you.
Correction:
Request corrections to inaccurate or incomplete data.
Erasure:
Request deletion of your data, subject to applicable laws.
Withdraw Consent:
Opt-out of marketing communications at any time.
To exercise these rights,
contact us at
Email: info@hfi999.in
Phone no:+919313774409
International Users
For users outside India, including those in the European Union, we comply with GDPR. If there is a conflict between this policy and GDPR requirements, GDPR will prevail.
Policy Updates
We may update this Privacy Policy from time to time. Changes will be notified on our website, and the revised policy will be effective immediately upon posting.
